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Many employers (and you may be one of them) do not fully understand the Employee Retirement Income Security Act (ERISA), how it impacts business and employees, and the possible risk it presents.

ERISA is a Federal law that regulates Group-sponsored benefits (also called “welfare benefit plans”). Besides requiring the provision of specific Plan features and funding information, the law in some cases mandates employers to submit detailed information to the government.

ERISA applies to all private-sector corporations, partnerships, and proprietorships, including non-profit corporations—regardless of how many people it employs—and, there are very few exceptions.

Employers face strict deadlines for disclosing Plan information to all eligible employees and all sponsors who administer ERISA plans must follow a strict fiduciary code of conduct. 

You may be at risk and not even know it!  Failure to comply with ERISA’s requirements can mean costly government penalties, even employee lawsuits.  Let Insurance Service of Asheville (ISA) help your company navigate through the necessary documents, forms and record keeping requirements.  

Contact Matt Bradley (mbradley@isa-avl.com) for additional information.  

Posted 10:50 AM  View Comments

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