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Once a hurricane has passed and it's safe to come out, there are a few important items to remember during the recovery process. Remember...

  • Safety first. Don't enter any building if you smell natural gas, if there are downed electrical wires in the vicinity, or the building is otherwise is unsafe. 
     
  • Avoid flooded rooms. If there is still flooding in your home or business, avoid entering unless you are sure the electricity is off. Do not operate any electrical equipment or appliance that may have been wet until you are sure it is safe to use.
     
  • Take pictures of the damage as soon as possible. You will want to document the damage that your property suffered quickly and accurately. Take plenty of pictures and, if possible, video your home or office to give a complete picture of the damage.
     
  • Dispose of property that is not safe to keep. After taking photos of any damage, if you have property that is hazardous, dispose of it carefully and appropriately.
     
  • Make a list of damaged items. If you have any purchase information for these items (i.e., receipt, invoice), include this with your list. 
     
  • Mitigate water damage. If you have the ability to mitigate the damages by safely pumping out the water yourself, you should do so. If you are unable to do this yourself, but are able to secure a mitigation company we recommend that you retain their services to protect your property. 
     
  • Prevent further damage. Prevent further damage to your office or property with reasonable and necessary repairs. Please secure photos of the damage before and after the repairs are completed and keep a record of your repair costs and copy of your receipts. 
     
  • File a claim. Please contact us as soon as it is safe to do so.
  • Ask for identification. If you are unsure about an adjuster or insurance company representative, ask for identification. Unfortunately, after a major disaster, there are some people who will try to take advantage of those in need. And never sign a blank application or claim form.
  • Hire licensed tradesmen. When you can start repairs on your home or office, hire tradesmen that are licensed and fully insured. Always get a receipt or proof of payment for your records.
Posted 8:00 AM

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